COMPETENCIA EN LA INDUSTRIA BANCARIA DE COSTA RICA. UN ENFOQUE DESDE LAS ECONOMÍAS DE ESCALA PARA EL PERIODO 1997-2009

I estimate a translogarithmic cost function for the Costa Rican banking industry from which I analyze the presence of economies of scale by bank and market segment (public or private) for the period of 1997-2009. I conclude that the public banks have higher overall economies of scale than the privat...

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Autor Principal: Gutiérrez Li, Alejandro
Formato: Artículo
Idioma: Español
Publicado: Universidad de Costa Rica 2013
Materias:
Acceso en línea: http://revistas.ucr.ac.cr/index.php/economicas/article/view/10621
http://hdl.handle.net/10669/18633
Sumario: I estimate a translogarithmic cost function for the Costa Rican banking industry from which I analyze the presence of economies of scale by bank and market segment (public or private) for the period of 1997-2009. I conclude that the public banks have higher overall economies of scale than the private ones and lower marginal costs in lending. The private segment has higher economies of scale in both services and securities. BAC San Jose and Banco Nacional have the highest economies of scale in the sample.